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posted by Abadie Josphine @ 3:10 PM
9 Comments:
I have been living above my means for years and was in denial. It's finally caught up with me. I am a single mother with two children to support and I need to do what I need to do financially to get my finances in order.
I have been living above my means for years and was in denial. It's finally caught up with me. I am a single mother with two children to support and I need to do what I need to do financially to get my finances in order.
34 years of "trying to keep up with the Jones'" has led to approx $100,000 unsecured debt and a 1st & 2nd mortage.
#BREAK
I filed Chapter 7 15 years ago due to extended unemployment which ultimately resulted in excessive unsecured credit card debt (45K).
I think this is super helpful info for anyone going through the process.
it's comforting to know that the advise is here, the sucess stories are posted, that it IS possible to start over.
BKforum.com is a support community for all your financial hardships. Life has its ups and downs, and in this community, we will try to help each other deal with the downs and celebrate the ups.
Thank you very much for putting this so clearly in one location.
The most-asked question: 'How should debts included in bankrutpcy be showing on my credit reports ?'
The answer:
All debts that were included in your bankruptcy should be reporting with a ZERO balance, show ZERO due, show nothing past due after the date of your bankruptcy filing, and should be noted as "included in bankruptcy' or similar verbage.
Hello, Id like to get more information on the bankruptcy laws. I believe there is 3, maybe even 4 but Im not too familiar with any of them. can anyone give me their feedback or a site that discusses them.
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